Deciding to finance a Lexus here at Lexus of Valencia involves more than just picking out the perfect new or pre-owned model at our dealership. Our team of finance professionals wants to make the move to your first luxury car as seamless as possible. By following a few simple steps, you can get behind the wheel of a new Lexus model that fits your budget.
Step 1: Get Pre-Qualified
Before you arrive at the Lexus of Valencia showroom, it is recommended that you get a clear understanding of your current credit score and overall buying power. One of the best ways of doing this is to get pre-qualified directly on our website, as this provides a realistic look at what you can afford. Getting pre-qualified lets you narrow down your search to a few specific models and trim levels with a price range in mind. Walking in to our dealership with a pre-qualification can also save you time.
Step 2: Select the Down Payment
Once you know your budget, it’s now time to decide how much you want to pay upfront. A larger down payment can lower your monthly costs and the total interest paid over the life of the loan. Also, do not forget about trading in your old car if you’re upgrading to a luxury vehicle for the first time.
Step 3: Select the Loan Term
Finally, it’s time to determine how long you want the loan to last. Many first-time buyers choose between 36-month and 72-month terms. A longer loan will have lower monthly payments, but you will pay more overall in interest.
Finance a Lexus Car in Valencia, CA
Now that you know how simple it is to finance a Lexus car, start your financing journey today. The helpful finance professionals at Lexus of Valencia are ready to find a loan that works for your needs. Visit today to get started and take a test drive in a new Lexus!
